As artificial intelligence continues to reshape the technology sector and raise questions around the future of jobs, a tech professional has advised software engineers to think carefully before committing to long-term loans, regardless of how much they currently earn.
And unless you have a very solid plan, you cannot bet the financial security of your family on software engineering in 2026. And it’s possible your job might not go this year, or next year, but software engineering after 15 years, while your loan is still ongoing, a lot will have changed. I’m saying 15 years is a very long time to assume our jobs, salaries and skills will stay the same,” she wrote.
Because aI is very real, “If you are a software engineer, no matter what your package is, whether it’s 40 lakh, 50 lakh, or 1 crore rupees, do not take any long-term loan,. This is very real. I’m not spreading fear here; I’m just telling you what I am seeing happening with my friends. Getting laid off with an EMI, with an EMI coming up next month, is super, super stressful. Vershwal clarified in the caption that she was not suggesting software engineering jobs would disappear altogether. Instead, she questioned whether professionals should make long-term financial commitments on the assumption that the industry would remain unchanged. “I’m not saying software engineering is disappearing.
So be very careful of your financial decisions right now,” she said in the video.

