A 30-year old chartered accountant (CA), who suffered permanent disability in her left hand after her car was hit by another vehicle in 2022, has been awarded ₹ 47 lakh along with 9% annual interest by the Motor Accident Claims Tribunal (MACT), Chandigarh.
The collision caused the car to overturn, leaving Garg with serious injuries, including crush injuries and fractures to her left hand. The insurance company had contended that the driver did not hold a valid driving licence at the time of the accident. The Tribunal accepted the contention but nevertheless directed the insurer to pay the awarded amount to Garg first and recover it from the driver and vehicle owner.
Victim Neha Garg was travelling from Zirakpur to Moga with her husband, mother-in-law and father-in-law on June 8, 2022, according to the order. At around 7.30 am, while they were on the GT Road within the jurisdiction of Sadar Khanna police station, a Mobilio allegedly rammed their car from behind. An FIR was registered against the Mobilio driver under Sections 279 (rash driving), 337 (causing hurt by act endangering life), 338 (causing grievous hurt) and 427 (mischief) of the Indian Penal Code (IPC).
Presiding officer Amit Kumar Grover, in an award dated September 3, 2026, held the driver of the offending Mahindra Mobilio responsible for the accident, finding that it was caused by his rash and negligent driving.
